Credit Solution | Mobius Risk Group

Turn Credit Complexity Into Strategic Clarity

In volatile markets, credit risk can’t be an afterthought.

It needs to be integrated, proactive, and continuously monitored. Mobius Credit empowers your team with real-time exposure insights, automated limit governance, and early warning indicators—so you can stay ahead of credit events, protect working capital, and make smarter counterparty decisions.

‍Built for real risk. Trusted by credit and finance leaders.

Why Credit Leaders Choose Mobius

Holistic Risk Assessment:

Integrate financials, market data, and qualitative insights for a 360° counterparty view
Analyze both quantitative metrics and qualitative factors

Real-Time Monitoring & Alerts:

Live tracking of credit exposures and limit usage across all asset classes
Automated alerts for breaches, deteriorations, or external rating changes

Actionable Analytics:

Proprietary credit scoring models tailored to your sector
ECL, CVA, and what-if analysis to evaluate portfolio credit sensitivity

Regulatory Compliance:

Adherence to Basel III, IFRS 9, and other relevant standards
Generate regulator-ready reports in minutes, not days (or even weeks)

Seamless Integration:

Connect directly with your risk, trading, and accounting platforms
API-ready for automated data exchange and workflow efficiency

Key Capabilities

1. Counterparty Credit Assessment

Automated financial ratio analysis from uploaded statements
Real-time integration with external ratings and market indicators
Custom scoring logic for unrated or private entities

2. Exposure Calculation and Aggregation

Multi-asset exposure calculation, including PFE and settlement risk
Hierarchical views across business units, legal entities, and corporate parents
Netting and collateral offsets built in

3. Limit Management

Flexible limits by notional, exposure, or settlement timing
Automated workflows for credit limit requests and approvals
Live consumption dashboards and alerts

4. Credit Risk Analytics

Expected Credit Loss (ECL), Credit Value Adjustment (CVA), and stress testing
Scenario planning for new counterparties, trades, or downgrades
Portfolio sensitivity analysis tied to your actual market positions

5. Early Warning System

Custom alerts for deteriorating fundamentals, late filings, or breaches
Risk scoring drift analysis to flag gradual erosion in credit quality
Tailored thresholds for risk teams or executive escalation

6. Reporting and Visualization

Interactive credit risk dashboards by counterparty, region, or book
Pre-built regulatory, audit, and internal reporting templates
Export-ready data views for CFO, CRO, or board briefings

The Mobius Credit Solution Advantage

Deep Credit Expertise:

Decades of experience in credit across energy, industrials, and capital markets

Custom Fit:

Built to support your internal credit policy and unique workflow requirements

Cloud-Native Scalability:

High-performance infrastructure that grows with your business

Continuous Innovation:

Constant updates to match evolving regulation and market structures

Measurable Impact

Our clients have experienced:

30 %

Reduction in credit losses
through early identification of deteriorating credits

40 %

Efficiency Gains
in credit reviews, renewals, and limit governance workflows

99.9 %

Accuracy
in exposure tracking and counterparty monitoring

50 %

Faster regulatory reporting cycles for compliance and disclosure requirements

Ready to elevate your credit risk management?

Don't let credit risks undermine your business performance. Partner with Mobius Risk Group to implement a state-of-the-art credit solution that provides clarity, control, and confidence in your credit risk management processes.

Connect with our credit risk experts today and discover how we can transform your approach to credit risk management for enhanced financial stability and growth.

Request a Credit Solution Demo

Mobius Credit Risk Solution